The longer you live the more money you will have to spend, or conversely, the more money you should start saving now to prepare for living into your 100s. Modern medicine and the fact that many diseases and illnesses are able to be caught and even corrected early means that many of us are living longer, and in many cases, healthier lives.
Before your children are faced with the decision of "where will Mom and Dad live when they can no longer remain at home" you can begin looking into housing options. When faced with retirement and aging, seniors should be taking an active role in making a determination on where they will spend their Golden Years. After all, you've worked hard for decades and now is the time to decide whether you want to remain in the family home, travel the country, or even decide where you would like to live out your Golden Years an ocean front assisted living space, an independent living facility that overlooks a golf course, or any number of other choices.
Nobody wants to broach the subject of the future with their elderly parents. The more independent-minded your parents are, the less comfortable the conversation can be. However, no one is exempt from dealing with the potential pitfalls that come with caring for your aging parents.
* On Annual & Quarterly Plans.
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