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Four Steps To Prepare For Retirement

At LifeFone, we recognize that a happy and fulfilling retirement means different things to different people. It could be transitioning from a full-time career into meaningful part-time work. Or, perhaps you are looking forward to spending more time with your family, starting a garden, volunteering, or making regular trips to the golf course. Once you determine what will give you peace of mind in retirement, it’s important to know how you will get there financially.  We want to help you get started with four steps to prepare for retirement. Continue reading

Best Senior Discounts

You may not want to ask for senior discounts, especially if you are a “young” senior, but once you see some of the deals that are available, you are likely to reconsider. Many major brands and stores offer great incentives to adults as young as 50. To help get you started, LifeFone researched some of the best senior discounts available. Continue reading

Robotic Pets For Older Adults

A new generation of interactive companions may help combat isolation. The wellness benefits of having a pet are well-documented, but older adults are often forced to give up pets they can no longer care for or that are unwelcome at extended-care facilities.  LifeFone explores the concept of robotic pets for older adults. Continue reading

Four Post-Retirement Mistakes And How To Avoid Them

Aging has its rewards.  Your children have moved out and have families of their own. You can spend time with your grandchildren, and enjoy a quiet cup of coffee.  If you are still working, you are looking forward to retirement, with plans to travel or maybe downsize to a smaller home.

At LifeFone, we want you to be independent, and be able to do all the things you love in retirement.  Here’s four post-retirement mistakes and how to avoid them. Post-Retirement Mistakes

  1. Succumbing to the post-retirement spending spike - This may come as a surprise, but the spend more; not less in the first few years of retirement can sneak up on you. The feeling of ‘whee! I’m free’ can take over, and you spend more than you should on everything from new golf clubs to home upgrades. The simplest way to avoid that is to make a budget based on long-term planning and stick to it. Anticipate home repairs, travel, and new golf clubs and build it into your budget.
  2. Keeping extra vehicles – Perhaps there’s a reason to hold onto the ‘second’ car. If you, or your spouse, is still working, then by all means, hold onto it. If not, you should consider selling it. There may be a specific reason you’re keeping it, but maybe you can switch things like a luggage/bike rack to one car. By selling the car you’ll save in gas, insurance and maintenance. If that second vehicle is an RV or other type of luxury item, consider leasing it out.
  3. Moving at the wrong time - Retirement is here, and you’ve decided to downsize. The thought of not having to mow the yard or shoveling snow is appealing, so you purchase in a spot that those amenities are provided. Maybe you choose a location where the real estate costs are lower. All are great reasons to consider a move.  However, there can have hidden costs.  Simple things like, higher property taxes; shopping and doctors are further; HOA fees; these hidden expenses can add up to you spending more. Before moving, look at all the items that could cost you money in the long run.
  4. Underestimating medical expenses – “It won’t happen to me”. Perhaps not, but, it could. When you and your spouse are healthy, you don’t consider medical expenses that could come up. Unfortunately, odds are, one of you will encounter medical expenses that were unforeseen. Even with Medicare, the hidden costs of co-pays and deductibles can add up. Do the math and make sure you estimate for retirement savings to include money to supplement your Medicare, and consider purchasing supplemental health insurance to fill in the gaps.

At LifeFone, we know retirement can be fun and exciting. By being aware of these four post-retirement mistakes, you’ll have more time and money to do the things you planned on doing.

Three Characteristics of Centenarians

A growing number of Americans are living to age 100. Nationwide, the centenarian population has grown 65.8% over the past three decades, from 32,194 people who were age 100 or older in 1980 to 53,364 centenarians in 2010, according to new Census Bureau data. In contrast, the total population has increased 36.3 percent over the same time period. Centenarians in the United States are considerably different from the overall population.  LifeFone has collected three characteristics of centenarians. Continue reading

LifeFone Health and Safety Tips

Our mission is to give our subscribers and their loved ones true peace of mind. That’s why we are committed to your safety! Continue reading

How LifeFone Can Help

Emergencies happen. Anywhere, at any age, at some point, we all need help – fast. LifeFone saves lives when seconds count™. We prepare you to get the help you need when it matters most, simply by pushing a lightweight, wearable button. Continue reading

Convince A Loved One

LifeFone is an advanced Personal Emergency Response System, designed to allow your loved ones to continue to live independently at home.
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Who Is At Risk

The New England Journal Of Medicine

Research supports the common sense notion that getting prompt help makes surviving an emergency more likely. The ability to get help also boosts the odds that a senior will continue to live independently. The longer a person spends helpless, the greater the likelihood he/she will be discharged into supportive care. For elderly people who live alone, becoming incapacitated and unable to get help is a common event, which usually marks the end to their ability to live independently.

Continue reading

Five Ways Good Friends Are Good For You

Having good friends can have a major impact on your health and well-being. At LifeFone, we believe friendships have a positive impact on your overall well-being. We have five ways that good friends are good for you and your health. Friends can help you celebrate good times and provide support during bad times. Friends prevent loneliness and give you a chance to offer needed companionship, too. Continue reading

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