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Justifying Medical Alert Device Expense

For individuals that live alone, security is a pressing concern. What happens in case you're home alone and fall, or have some other medicinal crisis? Suppose that there's nobody with you to call for help and worse, if you live alone, how long might it be before someone realizes you have fallen or injured yourself? These aren’t positive things to ponder but they are realistic.

Numerous seniors have addressed these concerns by subscribing to a medical alert device. A medical alert device comprises of a wearable button that incorporates technology that summons help. UCLA describes the services in broad detail and how they function:

For a month charge of between $20 and $50 a month, a medical alert system can summon help at the press of a button, 24 hours a day, 365 days a year. When you press the alert device, you are immediately connected to a dispatcher, which can summon help based on the specified criteria of the client. Medical alert devices can also incorporate sensors that consequently summon help when a fall is identified.

The question many ask is why wouldn't you be able to simply call 911? Initially, you may not be close to a telephone, and in case you're injured, you may not be physically able to get to one. Second, on the off chance that you've ever called 911, you realize that you may have a long hold before talking with a dispatcher. When you do connect with the operator, many times there are initial questions that need to be answered in order for the 911 operators to assess your condition. In retrospect, LifeFone’s response team already has a list of their clients’ medical history along with family and friends and first responders in the area. So any situation that does occur can be handled promptly, summoning help with time is critical.

Financing Medical Alert Services

Medicare does not take care of the expense of medical alarm systems. Some private insurance agencies may pay for them and a few states have projects to help Medicare beneficiaries take care of the expense. Check with your insurance agency or state before you purchase. Since you may be paying for a medical alert out of pocket, it’s important to think about your needs and alternatives.

The Bottom Line

No one but you can figure out whether having a medical alert device is right for you or exceeds the expense of stress caused by not having one. Protection isn't a necessity, yet it can purchase true peace of mind knowing that help is on its way when you need it most!